Business Travel Accident Insurance

by Jun 18, 2018News

If your employees travel on business, it is imperative that you provide them with Accident insurance protection.

Business Travel Coverage – covers injury resulting from an accident which occurs anywhere in the world during a Business Trip, including (a) an injury resulting from an accident which occurs while an insured is a passenger on, boarding, or alighting from a Civil Aircraft or Military Transport Aircraft; or (b) Injury resulting from being struck by an aircraft.

Business Trip means a bona fide trip: a) while on assignment or at the direction of the Policyholder for the purpose of furthering the business of the Policyholder; b) which begins when a person leaves his or her residence or place of regular employment, whichever last occurs, for the purpose of beginning the trip; c) which ends when he or she returns to his or her residence or place of regular employment, whichever first occurs; and d) excluding travel to and from work, bona fide leaves of absence and vacations.

For all U.S.-based active full-time employees of U.S.-based employers, Business Travel Basic Plan provides 24-Hour Travel Protection while they travel on business.

Here are just some of the benefits and services provided within the BTA Basic Plan:

  • Accidental Death & Dismemberment
  • Medical Evacuation and Repatriation through our Travel Assistance Services
  • Paralysis Benefit
  • Permanent Total Disability Benefit

For more information watch this video:

https://www.thehartford.com/group-benefits-producers/travel-accident-participant-insurance?overlay=1444641490030