Health Insurance in Sioux Falls
South Dakota Insurance
At Midwest Employee Benefits, all of our individual policies are Affordable Care Act (ACA) Compliant. Our plans vary according to state and can not refuse to cover you or charge you more because of a pre-existing medical condition.
Under the ACA, all U.S. citizens should have a level of health insurance in Sioux Falls and all other cities. The mandate for individual coverage protects both the insured and the companies providing the claims from possible bankruptcy. This means Americans who get coverage would have a safety net when unexpected health crises or accidents happen. Personal insurance protects you from the high costs of hospital and other medical bills. ACA also covers the companies that provide the policies by ensuring that enough healthy people invest to have enough funds for genuine medical bill claims.
Our individual health insurance in Sioux Falls covers the following in these states: South Dakota, North Dakota, Iowa, Nebraska, Minnesota.
- Health – usually pays for medical, surgical, prescription drug needs.
- Dental – covers bills incurred from teeth and gum care and other procedures.
- Vision – is often an add-on benefit on top of regular health insurance in Sioux Falls and other cities to cover specific eye-care services.
- Medicare – is a federal program that subsidizes healthcare for citizens 65 and over.
Others:
- AFLAC
- Legal Shield
- Short Term Medical
Joey graduated college and needed to find individual health plan
Tom left his employer but wasn’t Medicare age – he needed an individual plan
Sammi moved to South Dakota and lost coverage needed to find a non-employer sponsored plan
Anny’s employer didn’t offer vision insurance
Are you looking for the right health insurance in Sioux Falls? Contact our experienced insurance consultants and brokers for more information on our coverage plans.