Medicare Supplement (Medigap) Insurance is sold by private companies. It can help pay some of the health care costs like copayments, coinsurance, and deductibles. Some policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share. Our office assist individuals to determine the best choice for their specific needs. We help many clients determine the benefits they will need when reaching age 65. We also assist clients who are under age 65 but have qualified for a Medicare Supplement.