Not Having Dental and Health Insurance: Big Mistake
Having individual health insurance plans and dental insurance plans should be at the top of every American adult’s priority list. There are all kinds of important decisions that need to be made throughout a person’s adult life, but taking care of both dental and overall health (as well as your family’s) should be above everything […]
4 Mistakes Employers Make Pertaining to Employee Benefit Packages
Employee benefit packages need to be of the highest quality in order to ensure that employees across an organization are not only being taken care of and treated properly but are happy with their employers. Unhappy employees typically translate into unproductive workdays, workweeks, and even years. Only two in five Americans under the age of […]
Business Travel Accident Insurance
If your employees travel on business, it is imperative that you provide them with Accident insurance protection. Business Travel Coverage – covers injury resulting from an accident which occurs anywhere in the world during a Business Trip, including (a) an injury resulting from an accident which occurs while an insured is a passenger on, boarding, or alighting from a Civil Aircraft or […]
A Simple Outline Of Medicare and Medicare Supplement Insurance
For those approaching retirement age, understanding the healthcare insurance options available for seniors is very important. While Medicare is designed for this specific age group, there are some gaps in the coverage that should be vetted when making final healthcare decisions. Before you can do that though, you first have to understand what Medicare is. […]
Short Term Disability Insurance Coverage Could Soon Be Altered Following Legislative Changes
There are constant changes in the health insurance industry and insurance providers, organizations, and individuals have to prepare for these major changes. Health insurance plans might be stable for years, and then after a single legislative decision, be completely different. Short term disability insurance, specifically, is important to monitor because there are currently 53 million […]
Post-Open Enrollment: Avoid Healthcare Issues
Open enrollment is coming to an end for health insurance plans. The entire healthcare industry is witnessing some major changes and there are millions of people who are unsure about what’s to come. It’s important to stay in contact with your insurance company as much as you can so you can better understand your health […]
Major Changes Coming to the Health Care Industry
Health insurance plans are extremely important for everyone. Without quality health care plans, individuals are at risk of not only coming down with serious health ailments, but also of getting into major financial trouble because they can’t afford quality care. Of course, in the ongoing war for talent, high quality health care benefits are essential, […]
What Happens If I Don’t Have Health Insurance?
If you’re uninsured and living in South Dakota, it’s important that you contact a reputable Sioux Falls insurance company and get covered. No one should go through adulthood without being insured. If you’re not covered, not only will you be constantly terrified of being injured or becoming ill, but you’ll also face plenty of financial […]
What Is NOT Covered By Short and Long Term Disability Insurance?
Disability insurance providers are essential for nearly every industry. Without disability insurance, employees would be at risk of losing out on hours, work, and benefits in an unfair way. According to the Bureau of Labor Statistics, roughly 85% of full-time workers and 19% of all part-time workers (within the private sector) had access to some kind […]
FAQs: Understanding The Many Medigap Insurance Policies
Every single day, nearly 10,000 Americans who are 65 years of age or older enroll in Medicare for the very first time. However, because classic Medicare doesn’t cover some very important medical expenses, there is a great need for supplemental health care plans. Nicknamed “Medigap insurance,” these supplemental plans help thousands of seniors pay for […]
FAQ: Why Do Employers Choose Long Term Disability Insurance?
Many employers now choose to offer their employees long term disability coverage, which can cover living expenses, wages, and other costs in the event that an employee suffers a major accident or illness. The insurance benefits that come with these plans vary widely depending on the type of plan and coverage an employer chooses, but […]
Benefits of Purchasing Group Benefits Packages: Part 2
Unfortunately, not every business offers quality insurance and not every person is even covered. According to the U.S. Centers for Disease Control and Prevention (CDC), in 2016, there were roughly 28.6 million people without health insurance plans. You’ve already read about the benefits of group medicare supplement insurance, including the health, dental, and general life […]
Benefits of Purchasing Group Benefits Packages: Part 1
When you’re running a business, you should always be monitoring what’s going on in the world of supplemental health insurance. Though it’s important you’re providing your employees with high quality health insurance plans, you’re going to also need to find responsible plans as well. Group supplemental health insurance plans might be exactly what you’re looking […]
Welcome to the New Midwest Employee Benefits Website
We will be adding new articles and blogs shortly, please come back often.