What Happens If I Don’t Have Health Insurance?

If you’re uninsured and living in South Dakota, it’s important that you contact a reputable Sioux Falls insurance company and get covered. No one should go through adulthood without being insured. If you’re not covered, not only will you be constantly terrified of being injured or becoming ill, but you’ll also face plenty of financial penalties as well. As a result, many people wonder, “What happens if I don’t have health insurance?” According to the U.S. Centers for Disease Control and Prevention (CDC), in 2016, there were approximately 28.6 million people without healthcare insurance in the United States. Though the healthcare sector is extremely complicated, purchasing healthcare coverage is often much […]

What Is NOT Covered By Short and Long Term Disability Insurance?

Disability insurance providers are essential for nearly every industry. Without disability insurance, employees would be at risk of losing out on hours, work, and benefits in an unfair way. According to the Bureau of Labor Statistics, roughly 85% of full-time workers and 19% of all part-time workers (within the private sector) had access to some kind of medical care benefits (as of March 2017). It’s important to know, however, what exactly is not covered by both short and long term disability insurance. Here are some businesses that do not qualify to offer individual or group disability insurance policies: Fishing, hunting, and trapping companies Gambling establishments Professional sports teams Massage parlors Trucking companies hauling […]