What Is NOT Covered By Short and Long Term Disability Insurance?

Disability insurance providers are essential for nearly every industry. Without disability insurance, employees would be at risk of losing out on hours, work, and benefits in an unfair way. According to the Bureau of Labor Statistics, roughly 85% of full-time workers and 19% of all part-time workers (within the private sector) had access to some kind of medical care benefits (as of March 2017). It’s important to know, however, what exactly is not covered by both short and long term disability insurance. Here are some businesses that do not qualify to offer individual or group disability insurance policies: Fishing, hunting, and trapping companies Gambling establishments Professional sports teams Massage parlors Trucking companies hauling […]